What the Latest SPIVA Canada Results Mean for Informed Investors
The newly released SPIVA (S&P Indices Versus Active) Canada Scorecard offers another clear snapshot of how actively managed investment funds perform relative to their benchmarks. The takeaway for self-directed investors is simple: active management continues to face major challenges in consistently outperforming the market.
At Wealthy YOU, our goal is to simplify investment data and equip you with the tools and insights to make more informed decisions—without product sales, commissions, or advisory fees.
SPIVA Highlights: How Active Funds Stack Up
According to the latest report:
In 2023, 89% of Canadian equity funds underperformed the S&P/TSX Composite Index.
Over the past 10 years, only 4.5% of active Canadian equity funds outperformed the index.
The longer the investment horizon, the harder it is for active funds to stay ahead.
These results, based on independently verified data, reflect ongoing patterns across global markets. Despite access to research teams and sophisticated tools, most professional fund managers have struggled to deliver consistent long-term outperformance.
What This Means for Your Investment Approach
While past performance doesn’t guarantee future results, the SPIVA data continues to support one consistent trend: low-cost, broadly diversified index-tracking investments have historically been difficult to beat over the long term.
Wealthy YOU provides general investing support through:
Sample ETF portfolios
Brokerage comparison tools
Cost and performance insights
Planning calculators
These resources are designed to help you stay focused on the principles that matter: keeping costs low, staying diversified, and maintaining discipline over time.
